Contact Us

Having trouble getting APPROVED?  Give us a call today...we want to help!

We Say Yes!

We can help you....we provide bad credit loans Australia wide. If you have or are looking at real Estate in Melbourne Sydney Brisbane Northern Territory Perth Adelaide Tasmania ACT we can help…..We specialise in Private Loans, Quick Loans, Business Loans, Construction Loans, Development Loans. Are you a property investor or looking to invest in property, refinancing a home loan commercial real estate or industrial property. Do you need to consolidate debt or require bridging finance……We Say Yes!

Have you seen a property at auction, made a purchase including vendor finance, need a second mortgage or mezzanine finance……..We can help because………We Say Yes!

We Say YES!

Fianance Approved
  • Yes to When the Bank Says No
  • Yes to Bad Credit
  • Yes to Judgements and Defaults
  • Yes to Mortgage Arrears
  • Yes to Debt Consolidadtion
  • Yes to 12 Months ABN or Less
  • Yes to No Financials
  • Yes to No BAS
  • Yes to Short Term Loans
  • Yes to Developers
  • Yes to No Pre Sales
  • Yes to Ex Bankrupts
  • Yes to Administraion and Receivership

Scenario 1

PAYG

  • House worth $350,000
  • Owes $200,000
  • Mortgage arrears 3 months
  • $30,000 of credit cards, personal loans all in arrears

New loan $280,000 with some cash out, all debts paid. Current rate subject to impairment

Scenario 2

Low Doc Loan

  • House worth $650,000
  • Owes $350,000 and LOC $85,000
  • Debtors slow to pay 1st half of year, will pick up in 2nd half
  • $50,000 outstanding creditors
  • Mortgage arrears 4 months
  • Bank said NO
  • Clear credit

New loan $520,000 with some cash out; all creditors paid. Rate subject to impairment

Scenario 3

Private Loans

  • 6 months in arrears
  • Lender has order for possession
  • Owe $450,000 plus $60,000 arrears
  • Bank said no, every one said no to refinance
  • Property is worth $740,000
  • Bad credit history

New loan $560,000 for 12 months with 6 months interest prepaid. Exit strategy to refinance out with Non conforming Lender. Rate subject to impairement

Scenario 4

Finance Approved

Commercial Loans

  • Commercial property worth $4M
  • Owes Bank $2M
  • Bank appointed receiver comapany in administration
  • $300,000 outstanding creditors
  • Reciever owed $100,000
  • Mortgage arrears
  • All Banks have said NO, everybody has said NO

New loan $2.6M with some cash out; all creditors paid, receiver retired company out of administration

Term 3 years

Rate subject to impairment

Scenario 5

Finance Approved

Construction & Development Loans

  • Constructiont of 30 Units

    • Construction cost $4.728M
    • Land valuation $2.4M
    • Land owes $1.4K
    • Have a DA all permits and building certificate
    • Valuation on completion $10.8M
    • Mezzanine top up
    • No financials
    • Land settled first no presales
    • Funds for marketing included in loan 

    New loan $7.56M  for 18 months interest prepaid GRV 70% No Presales Required.

Scenario 6

Finance Approved

Construction & Development Loans

  • Development of 38 Lots

    • Construction cost $2.47M
    • Land valuation $4M
    • Land owes $2M
    • Have a DA all permits
    • Valuation on completion $10.83M
    • No financials
    • Bank wanted paid out not interested in development
    • No presales
    • Funds for marketing included in loan 

    New loan $4.77M  for 12 months interest prepaid GRV 50% No Presales Required. Residual stock finance available on completetion to assist with sale down of lots

Terms and Conditions ~
Website by Amplifi Creative